Genki Explorer – Travel health insurance for nomads, backpackers and short-term travelers

Highlights

🌏 Worldwide. We cover care in every country. Available to citizens of any country.

📆 Flexible monthly subscription. No long-term contract. Cancel anytime.

📱 Easy to sign-up (and cancel) in minutes, all online, from anywhere in the world.

Key Features of Genki Explorer

💶 Reimbursement for medical treatment with almost no cost limits. Direct billing to any hospital.

👨‍⚕️ Choose your doctor. ****We cover treatment at any locally authorized healthcare provider.

📞 24/7 medical assistance hotline. Medical rescue & transport.

How does Genki Explorer compare to other travel health insurance?

• ⚠️ Travel insurance companies typically ask in advance which countries you plan to visit. ✅ We offer full flexibility when traveling with two simple options:
• Worldwide – all countries
• Worldwide – with limited cover in Canada & USA (saves up to 50%)
• ⚠️ Travel insurance is typically limited to a fixed period (often only a few months at most). ✅ We can cover any period from one month up to two years. We offer a flexible monthly subscription that can be canceled anytime free of charge.
• ⚠️ Travel insurance often excludes cover for pre-existing medical conditions that were diagnosed or treated within several years prior to the start of the insurance. ✅ We only exclude pre-existing conditions which you have received treatment or have sought medical advice within six months before your insurance starts.
• ⚠️ Travel insurance policies are typically limited to residents of certain countries. ✅ We can cover people from any country with the same price and benefits. No specific citizenship, residence, or mailing address is required.
• ⚠️ Travel insurance typically only covers a few sports & activities that are explicitly listed. ✅ We cover all sports by default unless excluded explicitly. We have only 8 exclusions and are working on reducing that number even further.
• ⚠️ Travel insurance is typically limited to medical emergencies only. ✅ We cover emergencies as well as non-emergency illnesses that need medical treatment.
• ⚠️ Typical travel insurance only provides reimbursement after medical treatment is over. ✅ We include 24/7 worldwide emergency assistance to help during emergencies. They set up direct billing, monitor the quality of treatment, and organize transfers when needed.
• ⚠️ Travel insurance often requires visiting an “in-network” hospital for direct billing. ✅ We offer direct billing for every hospital around the world.
• ⚠️ Typical travel insurance has a small overall cost limit, which can be easily exceeded if you travel over a longer period or require special/intensive care or medical transport. ✅ We have no overall limit in medical cost cover, apart from very few exceptions.
• ⚠️ Travel insurance typically doesn’t cover you at all in your home country. ✅ We cover emergencies in your home country (up to 6 weeks per 180 days).
• ⚠️ Travel insurance typically excludes pandemics, epidemic outbreaks, and countries with travel warnings. ✅ We cover the treatment of COVID, and there are no restrictions based on travel warnings, epidemics, and pandemics.
• ⚠️ Travel insurance typically excludes pregnancies even if they arise during travel. ✅ We cover pregnancies that arise during the covered period. We also cover emergency treatment for pre-existing pregnancies for mother and child.
• ⚠️ Travel insurance can exclude certain conditions, like sexually transmitted diseases. ✅ We cover sexually transmitted diseases that arise during the covered period.